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SEBI introduces SWAGAT-FI: A single-window gateway for low-risk foreign investors

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Securities and Exchange Board of India (SEBI) has notified a major reform for foreign investment in India, i.e., the ๐’๐ข๐ง๐ ๐ฅ๐ž ๐–๐ข๐ง๐๐จ๐ฐ ๐€๐ฎ๐ญ๐จ๐ฆ๐š๐ญ๐ข๐œ & ๐†๐ž๐ง๐ž๐ซ๐š๐ฅ๐ข๐ฌ๐ž๐ ๐€๐œ๐œ๐ž๐ฌ๐ฌ ๐Ÿ๐จ๐ซ ๐“๐ซ๐ฎ๐ฌ๐ญ๐ž๐ ๐…๐จ๐ซ๐ž๐ข๐ ๐ง ๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ๐จ๐ซ๐ฌ (๐’๐–๐€๐†๐€๐“-๐…๐ˆ) framework. The notified amendments come into force from June 01, 2026. This marks one of the most significant overhauls of Indiaโ€™s foreign portfolio investment architecture in recent years.

Under the newly notified amendments to the SEBI (Foreign Portfolio Investors) Regulations, 2019 and the SEBI (Foreign Venture Capital Investors) Regulations, 2000, SEBI has operationalised the framework proposed before the Board in its Memorandum on SWAGAT-FI, following public consultation.

๐–๐ก๐จ ๐ช๐ฎ๐š๐ฅ๐ข๐Ÿ๐ข๐ž๐ฌ ๐Ÿ๐จ๐ซ ๐’๐–๐€๐†๐€๐“-๐…๐ˆ?

Securities and Exchange Board of India (SEBI) has identified a set of objectively verified, low-risk foreign investors, including:

(a) Sovereign Wealth Funds

(b) Central Banks

(c) Government-owned or government-related funds

(d)ย Multilateral institutions

(e)ย Appropriately regulated Public Retail Funds

(f)ย Appropriately regulated insurance companies

(g)ย Appropriately regulated pension funds

As per the Board Memorandum, these investors already contribute 70%+ of total FPI Assets Under Custody as of June 30, 2025.

๐–๐ก๐š๐ญ ๐๐จ๐ž๐ฌ ๐’๐–๐€๐†๐€๐“-๐…๐ˆ ๐œ๐ก๐š๐ง๐ ๐ž?

1. ๐‘บ๐’Š๐’๐’ˆ๐’๐’†-๐’˜๐’Š๐’๐’…๐’๐’˜ ๐’๐’๐’ƒ๐’๐’‚๐’“๐’…๐’Š๐’๐’ˆ (๐‘ญ๐‘ท๐‘ฐ + ๐‘ญ๐‘ฝ๐‘ช๐‘ฐ): Eligible investors can now register as both FPI and FVCI with no further documentation, allowing seamless participation in:

(a) Listed equity & debt (as FPI)

(b) Startups and unlisted companies in specified sectors (as FVCI) This eliminates duplication across investment routes and simplifies regulatory entry.

2. ๐‘ณ๐’๐’๐’ˆ๐’†๐’“ ๐’—๐’‚๐’๐’Š๐’…๐’Š๐’•๐’š: KYC and renewal once every 10 years: Instead of the existing 3โ€“5 year review cycles, SWAGAT-FIs will undergo continuance and KYC review once in 10 years, aligning with RBIโ€™s KYC norms for low-risk clients.

3. ๐‘ช๐’๐’‚๐’“๐’Š๐’•๐’š ๐’‡๐’๐’“ ๐‘ฐ๐‘ญ๐‘บ๐‘ช (๐‘ฎ๐‘ฐ๐‘ญ๐‘ป ๐‘ช๐’Š๐’•๐’š) ๐’‡๐’–๐’๐’… ๐’”๐’•๐’“๐’–๐’„๐’•๐’–๐’“๐’†๐’”: Retail schemes in IFSCs with an Indian sponsor/manager may now register as FPIs, subject to Sponsor contribution cap of 10% of corpus (or AUM for retail schemes), resolving the earlier inconsistency between SEBI and International Financial Services Centres Authority requirements.

4. ๐‘ผ๐’”๐’† ๐’๐’‡ ๐’‚ ๐’–๐’๐’Š๐’‡๐’Š๐’†๐’… ๐’‚๐’„๐’„๐’†๐’”๐’” ๐’Ž๐’†๐’„๐’‰๐’‚๐’๐’Š๐’”๐’Ž: The amendments embed the SWAGAT-FI definition directly into the FPI and FVCI regulatory architecture, enabling simplified ongoing compliance and greater ease of investment across asset classes

SEBIโ€™s SWAGAT-FI framework is expected to increase capital inflows from large, stable global institutions and deepen Indian equity and debt markets by attracting long-term investors.

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